| W97-1202 | ( e.g. announcement systems , | phone banking | and voice mail applications ) |
| W04-2306 | used as a commercial product for | phone banking | . 3.2 CitizenCare CitizenCare |
| W97-0608 | ( e.g. announcement systems , | phone banking | and voice mail appli - cations |
| W03-2126 | ) , financial planning ( T ) , | phone banking | ( T ) , checking of the em - |
